Santa Rosa FHA Loans




Experience Home Ownership with an FHA Loan!

With low down payment and credit score requirements, the Federal Housing Administration loan program is an attractive option for first-time homebuyers.


The Federal Housing Administration (FHA) has increased some loan limits for 2019, with a the ceiling at $726,525 in high cost metropolitan areas, and $314,827 in low cost areas for single-unit properties. Sonoma County loan limit was increased to $704,950.

Please feel invited to contact me, Click Here, should you have any questions!



Here are just a few of the benefits of FHA financing:

  • 3.5% down payment
  • 100% Gift Fund allowed
  • Co-signers can be used
  • Financing for credit scores as low as 600
  • Purchase and refinance options are available


    * An FHA loan is the easiest way to qualify for home buying AND refinancing.

* American Pacific Mortgage is a Full Eagle FHA lender and our clients love the low fixed rates and security of a government-insured loan. Our mortgage application and processing uses exclusive technology that cuts the headaches out of getting an FHA loan. I have been providing Santa Rosa, Sonoma county and California residences with FHA financing for over 26 years!

* You can refinance up to 97.75% of your home’s value. FHA cash-out refinance loans allow you to take out up to 85% of your home’s value.
* Refinance your FHA loan and get a lower mortgage rate and payment with an FHA Streamline – even if you owe more on your home than it’s worth.

* Buying a home? Your down payment can be as low as 3.5% of the price of the home. *

* FHA also allows seller concessions up to 6% of your home purchase price.

* Need a lower payment? FHA has safe adjustable rate loans also!

Talk with us anytime at (800) 660-4843 or
fill out a secure 1003 Application, you will be Happy you did!