VA Loans



Whether you are experienced with the VA Home Purchase financing, are a first-time home buyer or a veteran wanting to refinance your existing VA loan, owning a home is one of the best decisions you will ever make.

VA Loan Limits for 2017 Increase for some of California


VA Announces 2017 VA Loan Limits for California
effective on on January 1, 2017


Calendar year 2017 county loan limits have been posted. VA receives median price data from the Federal Housing Finance Agency (FHFA). Typically this information is received in November of each year.

The maximum guaranty amount (available for loans over $144,000) is 25 percent of the 2017 VA Limit shown below. Therefore, a veteran with full entitlement available may borrow up to the 2017 VA Limit and VA will guarantee 25 percent of the loan amount. If a veteran has previously used entitlement that has not been restored, the maximum guaranty amount available to that veteran must be reduced accordingly. Interested veterans should check with me on the requirements regarding guaranty amounts and down payments.

CA ALAMEDA $636,150
CA MARIN $636,150
CA NAPA $636,150
CA ORANGE $636,150
CA PLACER $488,750
CA SAN MATEO $636,150
CA SANTA CRUZ $636,150
CA SONOMA $595,700
CA VENTURA $636,150


I am available to assist veterans and their families with their VA Home Loans, or GI loan as they are sometimes referred to, in Santa Rosa, Petaluma, Windsor and all of Sonoma county, the bay area and all of California! I have knowledge and experience with VA Loans and will help guide you through the loan process. My objective is to make the process of obtaining your VA Mortgage Loan as easy as possible. Apply Now!

Most veterans are eligible for Veterans Benefits. A VA Home Loan benefit is very often the best choice if you are planning on purchasing a home. An example of the advantages of a VA Loan: the opportunity to get a loan without a down payment and with a fixed loan interest rate that can be as good as or even better than conventional rates. The ease of a VA Home Loan is one of the first reasons an eligible borrower might choose this program. How much effort is needed to get a VA home loan? A few simple documents are all it takes to determine pre-approval. Many borrowers have found assurance in the loan process by knowing their loan meets the requirements for the Veterans Administration Guaranty. If you obtain a VA Loan, your loan is guaranteed or insured under the Home Loan Guaranty Program, which is administered under the Veterans Benefits Administration (VBA). American Pacific Mortgage has obtained special licensing and follows specific guidelines and auditing requirements in order to do VA Mortgages. You can receive a FREE REPORT to help you determine if you qualify for a VA Home Loan.


The Veterans Administration offers the Veteran an array of flexible VA Home Loan Refinance programs. These programs are designed to help its active duty, reservists and retired service men and women accomplish various VA refinance goals. Whether your refinance needs are to Consolidate Debt, access Cash from equity for home improvements or other reasons, or to simply Lower Your Interest rate, or alter your loan type and/or loan term, today’s VA Loan Refinance programs can help accomplish your goals at the best possible interest rates and lowest possible costs in the marketplace.

I will analyze your present circumstances and help you determine the best and least costly means of accomplishing your VA Refinance objectives.

You served your country, thank you! Now, let me serve you!